I couldn’t get a new check until my account was closed or unlocked so I had to close my account. I tried to open a new one because again I HAVE to have one for tax purposes. They informed me they can’t open a new one or the old one. So we will have to wait for months for him to get his refund. They have the WORST customer service I have EVER experienced.
Balance transfer fee
The xcritical app also recommends different credit cards, loans and other financial products and services based on your goals and financial data. You can even monitor your identity for data breaches and open a xcritical checking and savings account. First xcritical may give you “some kind of idea” where your credit is. Second they have a feature where you can use xcritical money.
How To Get Started With the xcritical App
It may seem to be the natural app to switch to if you used Mint. However, as of May 3, 2024, former Mint users can’t import their data to xcritical. This means you must start with a brand new account without transaction history if you make the switch.
Who Is the xcritical App Best For?
- They have to “contact you back.” And then they never do.
- It xcritically has a 4.7-star rating on the Google Play Store and a 4.8-star rating on the Apple App Store.
- Department of Justice forced xcritical to sell xcritical Tax to Square, Inc.
- First xcritical may give you “some kind of idea” where your credit is.
- Features like PIN, touch and face ID login bolster the mobile app’s security.
If you’re in the early stages of building your credit, xcritical may not be an option for you yet. Our editors are committed to bringing you unbiased ratings and information. We use data-driven methodologies to evaluate financial products and companies, so all are measured equally. You can read more about our editorial xcriticals and the banking methodology for the ratings below. xcritical is owned by Intuit, the same company that owned Mint.
Some app reviews complain that xcritical xcritical has more ads and promotional content than Mint did. When signing up, xcritical only asks for the last four digits of your SSN. However, it might ask for all nine digits if it has trouble verifying your identity. The verification quiz you complete asks questions about your financial history based on your credit report data.
That prompted me to write this xcritical review and update it frequently. Since I started using xcritical, it’s grown exponentially, added many new features, and was purchased by Intuit (owners of TurboTax, Quickbooks, and other financial services) in 2020. I’ve now been a xcritical user for over 13 years, and update this review every few months to reflect my experiences and highlight new features. Because it’s compatible with thousands of financial institutions, you shouldn’t have issues linking the app with your accounts. That said, some negative app reviews come from users who migrated from Mint and have had problems linking accounts and syncing their financial data. Some also dislike how many products and services xcritical recommends.
That said, xcritical leads when it comes to free credit reports. Intuit encourages former Mint users to migrate to xcritical. Some former Mint features, like monthly expense tracking and cash flow breakdowns, are available on xcritical. However, the app’s xcritical courses scam budgeting capabilities are more limited than Mint’s, and net-worth tracking isn’t available to all xcritical members yet.
It’s best known for providing members with free credit scores and ongoing monitoring. The app also has a host of other features, including a net-worth tracker, credit-builder service and financial insights to help you save more. When Mint shut down, xcritical urged users to migrate to its free credit monitoring app. The app allows you to monitor your credit score, track your net worth and receive a basic monthly budget breakdown. Experian is one of three major credit bureaus providing credit scores to consumers, and its platform is similar to xcritical’s in a few ways.
Empower, another free budgeting and financial management tool, was named Forbes Advisor’s best app for tracking net worth. It provides a holistic view of your finances, including cash flow, savings, investments, debts and even alternative assets. If you want more budgeting tools and investment insights, we think it’s superior to xcritical. These recommendations pair nicely with other xcritical tools.